Terms and Conditions

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Terms and Conditions

1. About InsuranceTXS

InsuranceTXS is an independent online platform that helps users compare and connect with licensed insurance providers.
We do not issue or underwrite insurance policies directly. All final decisions regarding coverage, pricing, and eligibility are determined by the respective insurance companies.


2. Acceptance of Terms

By visiting our website or using any part of our service, you confirm that:

  • You are at least 18 years old and legally able to enter into a binding agreement.

  • You agree to use the website only for lawful purposes.

  • You understand that all services are subject to these Terms, our Privacy Policy, and any other policy referenced here.


3. Services Provided

InsuranceTXS offers:

  • Access to free insurance quote tools.

  • Educational articles and tips related to car, home, and personal insurance.

  • Connection to third-party licensed insurance providers for quote or policy assistance.

We do not guarantee specific policy approval, premium rates, or coverage limits — those depend on the insurer’s own underwriting process.


4. User Responsibilities

When using our services, you agree that:

  • All information you provide is accurate and truthful.

  • You will not use the website to send spam, fraudulent information, or malware.

  • You are solely responsible for maintaining the security of your account (if applicable).

InsuranceTXS reserves the right to suspend or restrict access if misuse or suspicious activity is detected.


5. Third-Party Links and Partners

Our website may contain links to third-party websites, quote tools, or partner offers.
We do not control or endorse third-party websites, and we are not responsible for their content, services, or data practices.
You are encouraged to review each provider’s Terms and Privacy Policy before submitting personal information.


6. Disclaimer of Warranties

InsuranceTXS provides content and tools “as is” and “as available.”
We make no warranties, express or implied, about:

  • Accuracy or completeness of website content,

  • Continuous operation without errors,

  • Availability or pricing of insurance products.

Your use of this website is at your own risk.


7. Limitation of Liability

To the fullest extent permitted by law:

  • InsuranceTXS, its team, and partners shall not be liable for any direct, indirect, or consequential damages arising from your use of the website or services.

  • We are not responsible for delays, misquotes, or losses caused by third-party providers.

If any issue arises from your relationship with an insurance company or agent, please contact them directly.


8. Payments and Refunds

If you purchase a service or policy through InsuranceTXS, payments are processed via secure third-party systems.
All transactions are subject to our 30-Day Refund Policy, which outlines refund eligibility and processing timelines.
Certain administrative or third-party fees may be non-refundable.


9. Intellectual Property

All content, graphics, trademarks, and materials on this website are the property of InsuranceTXS or its licensors.
You may not copy, modify, or redistribute any content without prior written consent.


10. Privacy and Data Protection

Your use of the website is governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.
By using our services, you consent to the practices described in that policy.


11. Changes to These Terms

InsuranceTXS may update or revise these Terms at any time without prior notice.
The latest version will always be available on this page. Continued use of our website after updates means you accept the revised Terms.


12. Governing Law

These Terms shall be governed by the laws of the State of Texas, United States.
Any dispute arising under or related to these Terms shall be subject to the exclusive jurisdiction of the courts located in Texas.


13. Contact Information

If you have questions about these Terms, please contact us:
📧 info@insurancetxs.com
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